Cut costs, automatically

Recoup is expense-management for modern life: AI-powered bank fee, subscription and wasted expense detection, cancellation and disputes. Start getting your money back in 60 seconds.

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Over $10 Million Refunded

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Excellent
4.9 out of 5 based on 3,000+ reviews on Apple and Google App Stores

Get Bank Fees, Subscriptions, and Wasteful Expenses Refunded

Stop wasting time and money micromanaging your finances.

Get Bank Fee Refunds¹

In seconds, detect and dispute ridiculous fees from over 16,000 banks and credit cards.

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Cancel SaaS Apps in 1-Tap

Instantly uncover and end sily SaaS, Service, and Product subscriptions.

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Get Subscription Refunds

Automatically request refunds from underused and already-cancelled subscriptions.

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Get Expense Refunds

Effortlessly identify areas of waste and let our AI negotiate savings.

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Get Rebates

Easily request loyalty rewards from all the merchants where you spend the most.

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Save 20+ Hours Every Month with Fully Automated Expense Management

If you’re looking to build a thriving business, monitoring your transactions every morning, then begging for cancellations and refunds the old-fashioned way will only drain your precious energy.

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No More Phone Tag
By the time you find their phone number, rehearse what you're going to say, and dial the number, they've already worn you down.
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No More Emails
Just what you want: a thousand automated emails confirming receipt of your email. Meanwhile, you've been charged again.
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No More Chatbots
Is there anything more humiliating? You gave them your hard earned money, they give you "Sarah" the frustrating chat bot.

On Average, Recoup Finds

65%
Unused Subscriptions /yr
$450
Bank Fees Paid /yr
$1750
Unapproved Expenses /yr
95%
Unclaimed Rebates /yr

THE RECOUP ULTIMATE SATISFACTION GUARANTEE

A Promise of Resolution


Refunds are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution or merchant.


We understand the complexities of dealing with banks, credit cards, merchants, or subscriptions. Sometimes, these entities operate on models that make refunds challenging.

But here's our commitment to you:
Even if a refund isn't immediately possible due to various reasons, our dedication doesn't waver. Should you find yourself without a refund, reward, rebate, or discount from your bank, credit card, merchant, or subscription service, we step in with a decisive solution. If we're unable to secure the desired outcome within 60 days of your claim submission, we guarantee to reinstate the claim credit to your account. This is our assurance to you, executed promptly and without any need for further questions – a seamless, automatic process dedicated to your satisfaction.


Terms and conditions apply

STEP 1

Link your expenses

Using military-grade encrypted security, link transactions from over 16,000 integrations.

  • Banks and Credit CardsInstantly connect bank account and credit card transactions from thousands of institutions.
  • Accounting SoftwareEasily sync transactions from popular platforms such as Quickbooks, Freshbooks, Xero and more.
  • Email ReceiptsEffortlessly link your Gmail, Yahoo, or MS Outlook accounts and to surface recent digital receipts.
  • Scanned InvoicesQuickly snap a photo of any paper receipt or invoice.
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Link Your Expenses from Over 16,000 Integrations

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STEP 2

File disputes

Effortlessly file refund claims on financial fees, subscriptions, and wasteful expense in just a few taps.

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STEP 3

Get refunds

Let Recoup do the hard work. We file your dispute and keep on top of the claim for 30 days. If your bank, credit card, or merchant decides to refund you, the money goes directly to you.

Refunds are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution or merchant.

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STEP 4

Stay on top of your spending

Create a pool of merchants for Recoup to monitor. Enable automatic refund, rebate, and reward negotiations on a regular basis without human intervention.

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“Finding an expense management platform that handles bank, credit card, subscription, and expense refunds with great UX is rare. Most products break apart. Recoup just works.”
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AlexCEO & Product Manager

Get Started

Discover how many bank fees, subscriptions, and unwanted expenses may be hiding in your accounts.

Self Service

YOU file your dispute claims

$9.99/ month
Get Started
$5/ month
Try for free*
Full Service

WE file your dispute claims for you

$29.99/ month
Get Started
$15/ month
Try for free*
WE file your dispute claims for you
Monthly Dispute Claims
Unlimited
4
Link and monitor unlimited bank or credit cards
Bank Fee Detection & Disputes
Credit Card Fee Detection & Disputes
Subscription Cancellation
Wasted Expense Disputes
Budgeting, Planning, and Goal Setting Tools
The Recoup Ultimate Satisfaction Guarantee
Cancel Anytime

Want To Hear What Entrepreneurs Like Yourself Have To Say About Recoup?

See for yourself...

$243 in fees refunded!

Found all my wire and overdraft fees in seconds and had the money back in my account within about a week. Told my friends about it and couldn't be happier!
Evan W.CEO

Found 25 subscriptions 🤯

Thought I had a handle on all the crazy things I've signed up for, trials I've let expire and turn into full-blown charges, and Roku channel subscriptions. Recoup found them all and I've cancelled a few already.
Taylor L.E-Commerce Entrepeneur

Reduced expenses by 27%+

Without a doubt, the easiest way I've ever experienced to see where you're blowing money. Happy, happy, happy to tell folks that this is a must-have on your mobile phone app line up.
Riley G.Creator / Merch Influencer

Get Bottom-Line Results with Recoup

Bring data from bank, credit card, email, scanned receipts, and your favorite accounting platform into Recoup to find even more savings.

Subscription Detection

Easily track, manage, and potentially cancel unwanted or forgotten subscriptions.

Subscription Cancellation

Effortlessly cancel unwanted or unnecessary subscriptions in one-tap.

Subscription Refunds

Challenge and recover funds from erroneous or unwarranted subscription payments in just a few seconds.

Subscription Negotiation

Identify potential savings opportunities, initiate negotiations with service providers and reduce monthly subscription costs with zero effort.

Bank Fee Detection

Swiftly identify any bank or credit card fees charged to your account, giving you a clear view of these charges.

Bank Fee Refunds

Recover fees from your bank accounts that may be eligible for refunds through a simple process.

Expense Disputes

Streamline contesting and resolving questionable or incorrect charges on your accounts.

Expense Negotiation

Helps you negotiate better terms or lower costs on various expenses linked to your accounts.

Expense Rebates

Apply for and secure rebates, ensuring you maximize savings and recover eligible funds efficiently.

Cost Planning

Stay on track with your financial goals and make informed spending decisions.

P&L Forecasting

Advanced tools to predict and analyze your future profit and loss scenarios.

Goal Tracking

Set and monitor financial goals, providing a clear path and regular updates on your progress.

Frequently Asked Questions

Got a question? We have the answer!

What if I don't get a refund?

If we're unable to secure the desired outcome within 60 days of your claim submission, we guarantee to reinstate the claim credit to your account.

Why don't people get refunds?

Typically, refunds are given to customers who banks and credit cards believe will be profitable in the future. There is generally no relationship between your past fee amount and the potential of your refund. If your bank didn't refund you, there could be thousands of reasons. For instance, perhaps you were already refunded fees recently. Or, perhaps, your account is always negative and costs more to maintain than makes sense for the bank.

Will filing a fee refund claim affect my credit?

No. Simply asking for a refund of fees is not reported to credit reporting agencies.

Why does each claim take 30 days?

Many merchants, banks, and credit cards take 30 days for a claim to be reviewed and resolved. However, some banks could take longer. There's no need to follow up with us - we promise we're on top of it and will let you know the result as soon as we know.

How do I get my refunds?

Merchants, banks and credit cards always refund fees directly to the account where they were originally charged. No, you cannot "re-route" your refund to another bank, credit card, or account.

Does Recoup guarantee refunds?

Refunds and rebates are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution and merchant. Recoup makes no representation that we will file a refund claim for any or all fees. We make no representation that we will file claims during any regular interval. The type and frequency of claims filing is at our sole discretion based on our experience and expertise with any number of variables including, but not limited to, your bank, your fee history, and past successful refund history.

Does Recoup sell my data?

Absolutely not. No personally identifiable information (PII) is ever sold, shared, or viewed by third parties without your explicit permission on a case-by-case basis.

Don't see your question?

View all FAQs or ask a new question. We typically answer within an hour!

Reduce Your Expenses
With One Platform

Easily manage SaaS spend, financing fees, and expenses.

*Free try out includes linking an unlimited number of bank, credit union, or credit cards account and receiving an estimation of the number of bank fees, subscriptions, and potentially wasted transactions that you may want to dispute once you're a fully paid member. Free try out does not include a free month of any plan nor does it include filing full service claims.

Recoup's use and transfer to any other app of information received from Google APIs will adhere to
Google API Services User Data Policy, including the Limited Use requirements.

¹Refunds are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution or merchant. Recoup makes no representation that we will present the opportunity to file a refund claim for any or all fees. We make no representation that we will present the opportunity to file claims during any regular interval. The type and frequency of claims filing is at our sole discretion based on our experience and expertise with any number of variables including, but not limited to, your bank, your fee history, and past successful refund history.

Product name, logo, brands, and other trademarks featured or referred to within Recoup are the property of their respective trademark holders.