Regular Savings CalculatorMeet your financial goals and grow your savings over time: The Regular Savings Calculator computes initial deposit, regular deposit, maturity or final amount with selectable frequency of regular deposit and compound interest.
1 - Select the item you'd like to solve for.
2 - Fill out the white input boxes.
3 - Click on "Calculate".
The Final Amount is:
20,165.93 USD
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Output information – Growth in detail |
Year |
Deposit at previous year |
Inpayments |
Credit for accrued interest |
Deposit at end of year |
1 |
5,000.00 |
1,800.00 |
179.25 |
6,979.25 |
2 |
6,979.25 |
1,800.00 |
238.63 |
9,017.88 |
3 |
9,017.88 |
1,800.00 |
299.79 |
11,117.66 |
4 |
11,117.66 |
1,800.00 |
362.78 |
13,280.44 |
5 |
13,280.44 |
1,800.00 |
427.66 |
15,508.11 |
6 |
15,508.11 |
1,800.00 |
494.49 |
17,802.60 |
7 |
17,802.60 |
1,800.00 |
563.33 |
20,165.93 |
Totals |
|
12,600.00 |
2,565.93 |
20,165.93 |
Month |
Deposit previous month |
Inpayment at beginning of month |
Credit for accrued interest at end of month |
Deposit at end of month |
1 |
5,000.00 |
150.00 |
0.00 |
5,150.00 |
2 |
5,150.00 |
150.00 |
0.00 |
5,300.00 |
3 |
5,300.00 |
150.00 |
0.00 |
5,450.00 |
4 |
5,450.00 |
150.00 |
0.00 |
5,600.00 |
5 |
5,600.00 |
150.00 |
0.00 |
5,750.00 |
6 |
5,750.00 |
150.00 |
0.00 |
5,900.00 |
7 |
5,900.00 |
150.00 |
0.00 |
6,050.00 |
8 |
6,050.00 |
150.00 |
0.00 |
6,200.00 |
9 |
6,200.00 |
150.00 |
0.00 |
6,350.00 |
10 |
6,350.00 |
150.00 |
0.00 |
6,500.00 |
11 |
6,500.00 |
150.00 |
0.00 |
6,650.00 |
12 |
6,650.00 |
150.00 |
179.25 |
6,979.25 |
Totals Year 1 |
|
1,800.00 |
179.25 |
6,979.25 |
13 |
6,979.25 |
150.00 |
0.00 |
7,129.25 |
14 |
7,129.25 |
150.00 |
0.00 |
7,279.25 |
15 |
7,279.25 |
150.00 |
0.00 |
7,429.25 |
16 |
7,429.25 |
150.00 |
0.00 |
7,579.25 |
17 |
7,579.25 |
150.00 |
0.00 |
7,729.25 |
18 |
7,729.25 |
150.00 |
0.00 |
7,879.25 |
19 |
7,879.25 |
150.00 |
0.00 |
8,029.25 |
20 |
8,029.25 |
150.00 |
0.00 |
8,179.25 |
21 |
8,179.25 |
150.00 |
0.00 |
8,329.25 |
22 |
8,329.25 |
150.00 |
0.00 |
8,479.25 |
23 |
8,479.25 |
150.00 |
0.00 |
8,629.25 |
24 |
8,629.25 |
150.00 |
238.63 |
9,017.88 |
Totals Year 2 |
|
1,800.00 |
238.63 |
9,017.88 |
25 |
9,017.88 |
150.00 |
0.00 |
9,167.88 |
26 |
9,167.88 |
150.00 |
0.00 |
9,317.88 |
27 |
9,317.88 |
150.00 |
0.00 |
9,467.88 |
28 |
9,467.88 |
150.00 |
0.00 |
9,617.88 |
29 |
9,617.88 |
150.00 |
0.00 |
9,767.88 |
30 |
9,767.88 |
150.00 |
0.00 |
9,917.88 |
31 |
9,917.88 |
150.00 |
0.00 |
10,067.88 |
32 |
10,067.88 |
150.00 |
0.00 |
10,217.88 |
33 |
10,217.88 |
150.00 |
0.00 |
10,367.88 |
34 |
10,367.88 |
150.00 |
0.00 |
10,517.88 |
35 |
10,517.88 |
150.00 |
0.00 |
10,667.88 |
36 |
10,667.88 |
150.00 |
299.79 |
11,117.66 |
Totals Year 3 |
|
1,800.00 |
299.79 |
11,117.66 |
37 |
11,117.66 |
150.00 |
0.00 |
11,267.66 |
38 |
11,267.66 |
150.00 |
0.00 |
11,417.66 |
39 |
11,417.66 |
150.00 |
0.00 |
11,567.66 |
40 |
11,567.66 |
150.00 |
0.00 |
11,717.66 |
41 |
11,717.66 |
150.00 |
0.00 |
11,867.66 |
42 |
11,867.66 |
150.00 |
0.00 |
12,017.66 |
43 |
12,017.66 |
150.00 |
0.00 |
12,167.66 |
44 |
12,167.66 |
150.00 |
0.00 |
12,317.66 |
45 |
12,317.66 |
150.00 |
0.00 |
12,467.66 |
46 |
12,467.66 |
150.00 |
0.00 |
12,617.66 |
47 |
12,617.66 |
150.00 |
0.00 |
12,767.66 |
48 |
12,767.66 |
150.00 |
362.78 |
13,280.44 |
Totals Year 4 |
|
1,800.00 |
362.78 |
13,280.44 |
49 |
13,280.44 |
150.00 |
0.00 |
13,430.44 |
50 |
13,430.44 |
150.00 |
0.00 |
13,580.44 |
51 |
13,580.44 |
150.00 |
0.00 |
13,730.44 |
52 |
13,730.44 |
150.00 |
0.00 |
13,880.44 |
53 |
13,880.44 |
150.00 |
0.00 |
14,030.44 |
54 |
14,030.44 |
150.00 |
0.00 |
14,180.44 |
55 |
14,180.44 |
150.00 |
0.00 |
14,330.44 |
56 |
14,330.44 |
150.00 |
0.00 |
14,480.44 |
57 |
14,480.44 |
150.00 |
0.00 |
14,630.44 |
58 |
14,630.44 |
150.00 |
0.00 |
14,780.44 |
59 |
14,780.44 |
150.00 |
0.00 |
14,930.44 |
60 |
14,930.44 |
150.00 |
427.66 |
15,508.11 |
Totals Year 5 |
|
1,800.00 |
427.66 |
15,508.11 |
61 |
15,508.11 |
150.00 |
0.00 |
15,658.11 |
62 |
15,658.11 |
150.00 |
0.00 |
15,808.11 |
63 |
15,808.11 |
150.00 |
0.00 |
15,958.11 |
64 |
15,958.11 |
150.00 |
0.00 |
16,108.11 |
65 |
16,108.11 |
150.00 |
0.00 |
16,258.11 |
66 |
16,258.11 |
150.00 |
0.00 |
16,408.11 |
67 |
16,408.11 |
150.00 |
0.00 |
16,558.11 |
68 |
16,558.11 |
150.00 |
0.00 |
16,708.11 |
69 |
16,708.11 |
150.00 |
0.00 |
16,858.11 |
70 |
16,858.11 |
150.00 |
0.00 |
17,008.11 |
71 |
17,008.11 |
150.00 |
0.00 |
17,158.11 |
72 |
17,158.11 |
150.00 |
494.49 |
17,802.60 |
Totals Year 6 |
|
1,800.00 |
494.49 |
17,802.60 |
73 |
17,802.60 |
150.00 |
0.00 |
17,952.60 |
74 |
17,952.60 |
150.00 |
0.00 |
18,102.60 |
75 |
18,102.60 |
150.00 |
0.00 |
18,252.60 |
76 |
18,252.60 |
150.00 |
0.00 |
18,402.60 |
77 |
18,402.60 |
150.00 |
0.00 |
18,552.60 |
78 |
18,552.60 |
150.00 |
0.00 |
18,702.60 |
79 |
18,702.60 |
150.00 |
0.00 |
18,852.60 |
80 |
18,852.60 |
150.00 |
0.00 |
19,002.60 |
81 |
19,002.60 |
150.00 |
0.00 |
19,152.60 |
82 |
19,152.60 |
150.00 |
0.00 |
19,302.60 |
83 |
19,302.60 |
150.00 |
0.00 |
19,452.60 |
84 |
19,452.60 |
150.00 |
563.33 |
20,165.93 |
Totals Year 7 |
|
1,800.00 |
563.33 |
20,165.93 |
Totals |
|
12,600.00 |
2,565.93 |
20,165.93 |
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The Regular Savings Calculator allows you to compute
the initial deposit, the regular deposit, the maturity
or the final amount including interest
on the basis of your input information.
The frequency of regular deposit and compound can be
choosen between monthly, quaterly, semi-annualy and annualy.
The Regular Savings Calculator can also be used as a compound interest
calculator since credit for accrued interest is always added to the capital.
The detailed table shows at a yearly or monthly basis the deposit at the
previous period, regular inpayment, credit for accrued interest
and deposit at the end of each period.
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